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Home About Apollo Claims Carriers. Exposure — Measure of vulnerability to loss, usually expressed in dollars or units. Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be purchased as an endorsement or a separate policy. Additional Living Expense Insurance — Coverage under a Homeowners, Condominium and Renters policy reimbursing costs of residing in a temporary location until the insured's home can be made whole again. Cancellation — Termination of an insurance contract before the end of the policy period by the insured or insurer.

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